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Retirement Accounts are Americans biggest assets after their homes. From pensions to social security to investment accounts, how to plan for retirement is the biggest financial challenge Americans will face. The big expenses in life are buying the first home, paying for college for ones children, and paying for your retirement.

These accounts are critical to tax planning, estate planning, and wealth building. Using the right account is important, but sometimes just opening any account is good enough. You’ll rarely regret any moves you make, and this is a common topics of personal finance.

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