Make more.
Keep more.
Live richer.
Grow and keep your wealth.
Tax strategy and business insight for what you’re building and the life you want it to support. We connect your books, tax picture, and goals so you can make informed decisions.
Sleep better. Proactive planning and clear next steps mean fewer last-minute scrambles.
Stop running your finances on vibes.
We make the numbers useful before the decision, not six months after it.
Tax strategy before the decision.
Buying property, hiring, selling, restructuring or taking a distribution? We help you see the tax implications and compare your options before you act, so the decision is yours and it is an informed one.
Explore tax planning →
Your books should tell you something.
Clean books are the starting point. We help you understand profit, cash flow and what the numbers mean for your next move, so your financials become a decision tool instead of a filing requirement.
Explore accounting →
CFO insight without the full-time hire.
Fractional CFO support for growing businesses: dashboards you will actually use, forecasts, cash planning and a clear read on the numbers before you hire, price or expand.
Explore Fractional CFO →
Find your level of service
Which one sounds like you?
Every service is a different level of support from the same team. Tax preparation is included in every Tax Planning and Fractional CFO package, so you never pay for it twice.
“I need my taxes done.”
Accurate preparation and filing, with options that add audit protection and essential planning.
See tax preparation → 02“I want to pay less in taxes.”
Proactive tax strategy all year, with tax preparation already included.
See tax planning → 03“I want everything handled.”
Accounting, tax planning and tax preparation managed together by one team.
See Fractional CFO →Your goals belong in the conversation.
Your business, your family, the trip you keep postponing, the home you want, the company you are growing. A tax return shows only part of the picture. We ask about what you are building and what you want it to support, so the strategy fits your real life.
Time on the water
What working with us feels like
Clear communication. Real people.
Great tax work matters. So does knowing what is going on. These are the commitments our whole team works by, from your first conversation to your next filing.
- 01
You’ll know what we need from you.
One clear checklist of documents and dates, sent in one place instead of a trickle of emails.
- 02
You’ll know what’s happening next.
We tell you where your work stands at each stage, so nothing sits in limbo.
- 03
You’ll have a real person to contact.
A named contact on our team who knows your file and answers your questions.
- 04
We’ll tell you when something doesn’t make sense.
If a plan, a deduction or a number doesn’t add up, we say so plainly.
- 05
If we’re not the right firm for something, we’ll tell you that too.
And we’ll point you toward the kind of help that fits.
Why Bette
Smart enough for the complexity. Human enough to explain it.
Bette Hochberger brings MIT-trained analytical thinking, CPA and CGMA credentials, an entrepreneur’s perspective and a modern cloud-based practice to clients who want more than annual compliance.
- Direct, boutique-firm attention backed by a specialized tax and accounting team.
- Tax strategy, accounting and Fractional CFO support connected in one financial picture.
- Experience with real estate, funded startups, professional firms, foreign interests and crypto.
- Proactive planning throughout the year, so fewer things become last-minute emergencies.
Honest tax strategy
Smart strategy. Honest answers.
We know the tax code well, and we are just as clear about what it will not do for you. We look for real opportunities, explain the tradeoffs and tell you when a strategy does not fit your circumstances. No blanket savings promises.
We look for opportunities.
Entity structure, compensation, timing, depreciation and credits are reviewed against your actual facts, throughout the year.
We explain the tradeoffs.
Every strategy has costs, requirements and risks. You will understand them in plain language before you commit.
We tell you what doesn’t fit.
If something you heard about will not work for your situation, we will say so and explain why.
Serious expertise. Without the stuffiness.
Complex does not have to mean confusing. We bring specialized tax knowledge to the situations where general advice falls short.
Real estate tax strategy that sees the whole deal.
Real estate professional status and short-term rental tax strategies are particular strengths, along with depreciation, cost segregation, 1031 exchanges and exit planning. The right approach depends on your eligibility and circumstances, so we start with the facts of your deal.
Real estate tax strategy →
Foreign interests. Clear US tax guidance.
Own property, a business or accounts outside the US, or invest here from abroad? We help you understand your US tax and reporting obligations and coordinate with your advisors in other countries on their rules.
US tax for foreign interests →
CFO support without the full-time overhead.
We become part of your team: building useful dashboards, interpreting the numbers, strengthening your processes and helping you make the next hire, price change or expansion decision with confidence.
Fractional CFO services →
Digital assets. Clear tax reporting.
Cost basis, gains, losses and reporting for founders, investors and operators with digital assets. We have worked in crypto since 2014.
Crypto tax and accounting →
Webinars + tax updates
Tax rules change. Your strategy should keep up.
Short, practical updates from Bette and the team. Read the latest, then bring your questions to our next conversation.
The people behind the strategy
Smart strategy still needs smart people.
You will always have a real person to contact. Bette leads a specialized team across tax, accounting, operations and client success, so the strategy and the work behind it stay connected.
Bette Hochberger, CPA, CGMA
Tax strategy, business insight and complex decisions, with the founder at the center of the relationship.
Meet Bette →
Alex Hochberger, MBA
Operations, strategy and growth thinking for a modern firm built around better systems and better decisions.
Meet Alex →
Jordan Guthrie
Helping clients feel understood and coordinating clear communication, so you always know what happens next.
Meet Jordan →
Yaylin Martinez, MBA
Connecting people, processes and details so the work behind the scenes stays organized and moving.
Meet Yaylin →
Nick Giannavola
Accurate returns and year-round tax planning support, with close attention to detail.
Meet Nick →
Marilena Pappas
Reconciliations, financial reporting and tax work, with experience across fintech, SaaS and real estate.
Meet Marilena →
See everyone, and how we work together.
Full bios, specialties and how each person supports your work.
Meet the full team →Before we talk
A few things people usually want to know first.
You should understand how the firm works before putting time on the calendar. These are some of the questions we hear most often from business owners and investors.
View All FAQs →Do you work with clients outside South Florida?
Yes. The firm is based in South Florida but uses a remote-first, cloud-based model to work with clients throughout the United States and internationally when the engagement is a fit.
What types of businesses and owners are a good fit?
The firm works with business owners, founders, investors, professional firms, real estate interests and clients with more complicated financial lives. The common thread is usually a need for more proactive tax, accounting or financial strategy rather than basic annual compliance alone.
Do you only prepare tax returns?
No. Tax preparation is one part of the picture. The firm also provides year-round tax planning and strategy, monthly accounting, controller support, Fractional CFO services, Profit First implementation and IRS representation.
What is the difference between monthly accounting and Fractional CFO support?
Monthly accounting keeps your financial records reliable and current. Fractional CFO support is more forward-looking: dashboards, forecasts, cash-flow analysis and process improvements that help you evaluate hiring, pricing, growth and other business decisions.
Do you work with real estate and cryptocurrency?
Yes. The firm has experience with real estate investors, property transactions, entity planning and digital assets. The exact scope depends on the transaction, ownership structure and tax issues involved, so those conversations are best started before the decision is final.
What happens during the 15-minute discovery call?
The first conversation covers your goals, whether we are the right fit, and what the most useful next step would be. It is a short introduction, not a full planning session.
The next move
Talk to us before the decision gets expensive.
Bring the purchase, hire, sale, tax question or growth decision while there is still time to model the consequences. Fifteen minutes is enough to see whether the complexity, chemistry and opportunity are a fit.
Boutique CPA firm in South Florida
Tax, accounting and business advisory for owners whose finances are not simple.
Based in South Florida and built for cloud collaboration, the firm works with business owners, investors and professionals who need more than annual tax preparation.
Plan before the return.
Coordinate entity structure, compensation, estimated payments, real estate and major transactions throughout the year.
Build a reliable source of truth.
Use monthly accounting and controller-level review to keep financial statements current enough for decisions.
Turn the numbers forward.
Use Fractional CFO support, dashboards and KPIs to evaluate cash, growth and the next move before committing.