WTF To Do With PPP?? Webinar Replay

You got your PPP loan- now what?

Incase you missed it, here is the replay of my webinar, WTF to do with PPP?? Guidance on obtaining, using, and forgiveness of PPP loans. Spoiler- they aren’t all the same thing!

Here are the slides as well.–AqUoMM-N

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PPP Loan Forgiveness Application and Calculators

The Treasury department released the PPP Loan forgiveness application. It’s 11 pages long – wow!  You can find that here.

If you are trying to see what the loan forgiveness calculation entails, you can see the calculator developed by the American Institute of Certified Public Accountants (AICPA):

Go to this website-

In the center of the page under Featured Resource, click the link PPP loan forgiveness calculator. It will down load an excel file.

AICPA PPP Loan Calcul
AICPA PPP Loan Calculator

There will be many calculators that you will find on the internet. Not all of them will be correct. You, the borrower, will still need to certify that the calculations are accurate. Beware of what “tool” you use!

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Florida Reemployment – Changing Your Claim Date

Anyone trying to claim unemployment in Florida has probably encountered some problems. The state is trying to process as quickly as possible. They know there are problems, including issues with claim dates being wrong. This is the date as of when you want reemployment to start. If you need to modify your claim date you need to go fill out this webform:

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Florida Reemployment Updates

Florida has released a new website for applicants, including self-employed people. The new site is

If you are still having trouble accessing the reemployment system (like I am!), I highly suggest reaching out to your local State Representative. I called mine and the aid I spoke with was very helpful. She sent me a release form to go advocate to the reemployment office on my behalf.  Find your representatives here:

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Update Webinar Replay

On April 22, 2020 I did an webinar updating information for the COVID-19 stimulus options. You can watch the replay here. Updates on the PPP, EIDL, unemployment, and how self-employed people can get assistance from these programs. The Senate approved additional funding so hopefully these programs open up soon to get financial help to small businesses!

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Where’s my IRS stimulus check??

Still haven’t received your IRS stimulus check? You can check on it’s status with the IRS Get My Payment application here. You can also use this application to update your direct deposit information with the IRS.

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Contact Your Senator!

Over a week ago I put in my loan advance request for the EIDL. As of Tuesday April 7 I’ve received $0 of that advance! The SBA has changed the rules on all of us, repeatedly. I called Senator Marco Rubio’s office and left a message with constituent services. They actually called me back, and emailed me a consent form so they can go ahead and speak with the SBA on my behalf. If you live in Florida please feel free to call Sen. Rubio’s office as well and also fill in this form. If enough tax payers complain, they can put pressure on the SBA to do what they are supposed to do. Find the form here:

Privacy Consent Form – Standard 2020 (fillable)

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Webinar Replay

On Friday April 3, 2020 I did a webinar on the various options available from the government. Did you miss it? Catch the replay below. Please note that the information presented is valid as of April 3, 2020, unless disclaimed in the video. This is a highly fluid area, with changes being made daily. Please check back often.

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COVID-19 Loans and Grants

The new stimulus package has many new and confusing options, and we’re here to help. We will help you figure out which programs are right for you and your business.

If your company’s whose books are up-to-date, we can move really fast. If your company’s books aren’t up to date, we’ll review what is needed and help you chart a course to get your records together and application out the door.

You can file on your own, but engaging a CPA can help you verify that there aren’t errors that will slow your application; additionally we can help you review the tax implications.

The initial one hour consultation includes the following:

  • Review the SBA programs
  • Review the status of your business
  • Evaluate your tax situation (based on your most recent tax return)
  • Cash Management Advisory Session to help you make the best decision for you, your business, and your family.
  • Help you decide which program should to move forward

Once we have a plan, we can move forward quickly to get your records in order and application into the SBA.

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Profit First Professional

Profit First

Any accountant can do your taxes and reconcile your books. But how many accountants will also drive profitability in your business? That’s what we do. We are a Profit First certified firm.

Bette grey background

Our firm is one of the select few, nationwide, that have received a certification in Profit First. What does this mean for  you? We will guide you with the methods to greatly increase the profitability of your business. Of course, we will manage your accounting, do your tax returns and help you with your books as well. We also provide the most important financial factor – maximizing your profits.

Is your accountant stuck in the old way of just doing the books and filling out your tax forms? Then we would love to show you what modern accountants do… they help you drive profitability.

Sales-Profit = expenses



Schedule for a free consulting session. No strings attached.

Tax Planning

Accounting Services

Bette Hochberger Inc. is a full service CPA Firm and Accounting Practice. We specialize in small businesses and their owners, offering them the hands on service of a concierge practice with the peace of mind that a CPA is reviewing all their activities. Less expensive than a part-time or full time bookkeeper, and less error prone than having your office manager run your books, many of our clients engage us for outsourced accounting, moving all their financial management to our firm.

Accounting Services

Bette is also a certified QuickBooks ProAdvisor and a certified Xero Partner.  She provides consulting for both programs.

Bette Hochberger, Inc., is a founding patron of XU Magazine — For Xero Users, By Xero Users

QuickBooks Online ProAdvisorQuickbooks ProAdvisor

Cloud Based Accounting Services

Quickbooks Online and Xero are among the many options for firms embracing the cloud to control their IT costs and get more advanced functionality for running their business. We are constantly getting trained and certified on new Cloud Based Apps/Add-ons to help our clients grow their businesses. If the App you use in your business hooks into your general ledger, we’ll learn how it works and help you enhance your decision making.

Cloud Integration

If your cloud infrastructure isn’t hooked together, and there is an API, we can help. We can direct your IT resources in what integration they should pursue, or our IT team can do the integration. The cloud is changing everything, bringing enterprise level tools that billion dollar companies used to small businesses. Let us know what technologies you are using and we’ll help you gain a strategic advantage by using it more efficiently as your grow your business.

Bette and Samra Vogel, Mary Kay

Charitable Causes We Support

Supporting Charitable Causes and Professional Organizations

Professional and civic organizations are the backbone of our communities, and it’s important to support these organizations. As the founder of Bette Hochberger, Inc., I remain actively involved in professional organization that helped me establish my practice and continue to grow it. As a woman business owner, I take it upon myself to mentor and assist young professional and entrepreneurial women as they embark on their careers.

Professional Organizations

Bette Hochberger w Gena Bofshever

I believe that it is everyone’s responsibility to give back to their community in any way they can. I am a proud supporter of organizations that improve the lives of women and children. I have focused heavily on programs that help and support financially disadvantages or challenged women and children.

Charity and Community Involvement

I have encouraged all employees, contractors, and strategic partners to increase their civic involvement as well, and focus on working with clients that are also supporting their community.